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The SBA 7a loans were preferred for obtaining gas station loans. But in times of crisis, the SBA lenders started demanding for some of the things that proved to be the basic hurdles for the loan seekers. The lenders wanted indemnification agreement in order to obtain an assurance from the borrowers that they would protect and reimburse the bank or other financial lenders for any kind of damage. These conditions made the borrowers doubtful. In addition to this, however, many fraudulent cases from the part of the lenders came into focus that made the whole SBA financing business to decline. Later on, the system got stable and the borrowers were free from any kind of such restrictions that helped it to acquire the same status in the financial market as it earlier used to hold. Various attributes of the SBA 7a loans have come into focus. some of them are as follow: 1. As far as the gas station loans are taken into account, the SBA finances demand a minimal percentage of down payment, while it is quite high in case of other conventional mortgage loans. This makes the loan seekers get more attracted towards this option rather than the other ones as it allows you to save a significant sum of money. The funds that are guaranteed by the SBA are inclusive of third party costs that include appraisal, title or processing fee, etc. 2. The loan seeker is allowed to enjoy the SBA 7a loans for a longer tenure up to 25 years. Thus, the borrowers get enough time to arrange for the amount to be paid back based on the fixed period of time that they have specified for the payments in the range from three years to 25 years in some cases. 3. The most significant attribute of the SBA 7a loans, that helps the people acquire them as gas station loans or for other varied purposes is that it does not require any time to time business evaluation. 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