Managers use financial statements as well as other financial information to understand the financial health of a business. Others are also concerned about the business’s financial health. That includes current and prospective investors; creditors Kendell Beckwith Youth Jersey , including banks and suppliers who may make loans and offer credit to the business; government officials involved in taxation and oversight of business practices; and customers. They want to know such things as whether the cash flow and working capital are sufficient to pay the company’s bills. They also analyze ratios calculated from financial statements to identify where any financial problems lie. If a business needs general advice or special help with a financial problem, it hires an expert. Types of experts available to businesses are
• ACCOUNTANTS Accountants establish systems for collecting Chris Godwin Youth Jersey , sorting, and summarizing all types of financial data. They prepare and explain in detail the many figures found on financial statements. Accountants also help managers interpret financial data and make suggestions for handling various financial aspects of a business. Large firms have full-time accountants Justin Evans Youth Jersey , whereas small firms usually hire accountants on a part-time basis. A firm may hire a certified public accountant, or CPA O. J. Howard Youth Jersey , a person who has met a state’s education, experience Adarius Glanton Jersey , and examination requirements in accounting. Corporations that sell stock to the public must hire CPAs to approve their yearly financial records.
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• CONSULTANTS A consultant is an expert whom companies hire to help them solve problems within a specific area of expertise. Consultants are not employees. They are outside experts with specialized knowledge. A financial consultant is valuable to people thinking about starting a business and to managers facing challenges in existing businesses. Professors of accounting, finance Patrick Murray Jersey , and management from colleges or universities often serve as consultants. Large and small consulting firms sell their services to other businesses. Some specialize in a particular area such as financial services; others offer expertise in a broad set of business issues.
• GOVERNMENT Many state and federal government agencies provide financial information and other resources for businesses. Probably the best known is the Small Business Administration (SBA). The SBA is an agency of the federal government that provides information, advice Chris Baker Jersey , and assistance in obtaining credit and other financial support for small businesses. Regional offices in every state offer expertise and access to a range of technical and managerial information for small-business owners and people considering starting a new business. Other federal agencies offering resources and assistance as well as regulations related to the financial performance of businesses are the Department of Commerce and the Department of the Treasury.
MACAO， April 26 (Xinhua) -- Macao will strive to resume its economic growth in its first five-year plan， a senior government official said on Tuesday.
The SAR Chief Executive's office adviser Lei Ngan Leng told a press conference that although there is no specific figure or spectrum about Macao's economic growth in this five-year plan， the government will try its best to regain growth during 2016-2020 period.
The SAR government issued the draft plan on Tuesday to the public for their suggestions and opinions in the next two months. It is the first time for Macao to make such a plan to set out comprehensive targets of economic and social development.
The draft aims to turn Macao into a world tourism and leisure hub. It also emphasizes the development of diversified industries and people's welfare. "Macao's economy in future will not seek high growth rate. Instead， it will change the mode of development to seek quality， efficiency and balance，" the draft plan says.
The draft plan sets out seven major targets， including maintaining stable economic growth， improving the structure of industries， improving its role as an international tourist city， raising the life quality of the residents and the quality of education， protecting environment， and strengthening the efficiency of the government and deepening the building of the legal system.
The drat plan also prioritizes infrastructure projects for next five years， such as the construction of a light railway network， a fourth bridge between Macao and Taipa， expanding a waste incinerator， and building an electronic surveillance system.
Macao's Gross Domestic Product (GDP) shrank by 20.3 percent in real terms last year， with a 22.8 percent contraction in the first half， and a smaller slump of 17.7 percent in the second half.
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